This is going to get personal.
I've decided to quit my job. I have been working at a bank for three years and it's been a great job. I worked part-time and had health benefits which is so hard to find. That job has been helping my husband and I through school for the last three years. Now I am about to begin my last semester of my undergrad, and I have too much on my plate. The decision was a tough one, after all, I could always drop a few classes and continue to work there, keep my paycheck and benefits coming, and finish school in the spring instead. However, I have been going to school more than full-time for the last three semesters so that I could reach my goal of finishing in 2012. I know it might seem silly, but I just can't part with that goal. I really want to make it happen. My five classes and two different internships that I'll be starting this week are going to be important for me to perform well in if I ever want to have a future in the field I've chosen. Considering that I do not think of my bank job as something I want long-term, and that my education is supposed to be preparing me for what I do want long-term, I chose school.
Last semester I felt like I was barely staying above water, I couldn't keep up with everything and I felt like I was trying to do too many things at once, which means I was not doing my best work anywhere. So my husband and I decided that this was the best choice. I admit, for a minute I was tempted to take out a student loan. I was starting to worry about how we will afford to live without my job. But husband is still working part-time and we receive help with tuition through grants, so I know we can do it without the loans. We have savings too, but I feel like taking out of that will be just as sad as getting a loan. We've been working so hard for it! We just have to shave down the budget a little more.
I also want to thank you, it's because of you guys I know I can do this. When Jess and I started this little blog, we were hoping to find a community of other people who had the same values as we did who we could share our pursuits with and learn from them as well. We had no idea there would be so many of you! Whenever we talk about it we are in awe of how many of you show up every day to read, comment and share the ways you do things. We rely on your support, and feel so blessed to have it. We also had no idea that this would become basically another part-time job for us (possibly the most enjoyable part-time job ever?!) which has allowed us to keep writing this blog every day like we want to. So I am feeling very thankful.
I do foresee that I will need to make some changes. I'll need to tone down my Diet Dr. Pepper habit because those $1.39 charges every other day just can't be justified when we are supposed to spend the bare minimum. (Or at least just buy it in 2-liters instead, so much more bang for your buck!) I also foresee us spending more nights in watching movies and playing games than nights out on the town. We love doing that anyway though. The point is, everything is going to be good. We have been much poorer than this before and we were still unrealistically happy, so bring it on. I could use some suggestions though, like what to eat?! I will also be going through the archives to see what Jess has suggested because I have not had much time for cooking lately but it will be very important for our livelihood in the coming months! Cheap, delicious and easy recipes please and thank you?! If anyone has any fun games they like to play or other fun cheap entertainment ideas I'd love to hear about them. Also, since husband will also be graduating we are probably going to need to travel for interviews and scouting out places to live, so any cheap travel tips would also be appreciated!
I'm sure I'm not the only one in this type of situation? I'll share what I learn along the way! I'm already enjoying the journey...
P.S. A few other posts you might enjoy:
Budget is not a four letter word.
Motivation from our friend Dave